Don’t panic if you’re still waiting on yourto arrive. The out (here’s .) The time may come when you need to take action and figure out the right way to hunt down your missing payment, whether it was from the first, second or third round of checks.
If youfrom any of the checks, but they never arrived, a problem could reside with your payment — especially if the IRS doesn’t have your correct information on file, like an address . You may also be owed a if you received some of your but not everything you’re owed. You should automatically receive your “plus-up” payment without having to . (You might also be able to take advantage of thanks to the .)
We’ll show you some ways to track your payment, either through a(even ) or an IRS payment trace. Plus, here’s what we’re hearing about a potential , , what may happen with and the latest on the ( ). This story has been updated.
When to start worrying about your missing check
Third, so we’d suggest holding out a little longer. If you didn’t get your first or second check at all, though, it’s time to act. In general, this chart shows when you can and should request an IRS payment trace, which is designed to hunt down a stimulus check the agency said it sent. More below on exactly how a payment trace works, how to get started and when to use it.
When to request an IRS payment trace
|Method of payment||Time passed since IRS says it sent your payment|
|Direct deposit||5 days|
|Check mailed to standard address||4 weeks|
|Check mailed to a forwarded address||6 weeks|
|Check mailed to a foreign address||9 weeks|
This timeline was the same for the first and second checks as well. If your first or second stimulus checks are missing, you can no longer use theto track them down. Here’s how to .
The IRS tracker tool says my payment was sent, but I never got it. What now?
The IRS continues to, so there’s a good chance that if you haven’t gotten yours yet, it’s in the works. You can . You need to plug in your Social Security number or Individual Taxpayer Identification Number, date of birth, street address and ZIP or postal code.
The portal will show your payment status, if your money has been scheduled to send and the payment method (or by mail) and date. You might also see a different message or an error. (Here’s through the USPS.)
You’ll need to request a payment trace if the Get My Payment portal shows your payment was issued, but you haven’t received it within the time frames outlined in the chart above.
I received a letter from the IRS confirming my payment, but it never arrived. What should I do?
About 15 days after the IRS sends your(by either , or ), you should get confirming your payment.
If you received this letter — also called Notice 1444, Your Economic Impact Payment — but you never got your payment, you’ll need to request a payment trace. Make sure you keep the letter — you’ll need the information to file your claim. (Here’s what to do if you.) The same is true for the first and second stimulus checks as well.
How do I request an IRS payment trace and claim my missing stimulus money?
To request a payment trace, call the IRS at 800-919-9835 or mail or fax a completed Form 3911, Taxpayer Statement Regarding Refund (PDF). Note: If you call the number, you’ll have to listen through the recorded content before you can connect with an agent.
To complete Form 3911 for your third stimulus check, the IRS provides the following instructions:
- Write “EIP3” on the top of the form (EIP stands for Economic Impact Payment.)
- Complete the form answering all refund questions as they relate to your payment.
- When completing item 7 under Section 1:
- Check the box for “Individual” as the Type of return.
- Enter “2021” as the Tax Period.
- Do not write anything for the Date Filed.
- Sign the form. If you’re married and filing together, both spouses must sign the form.
You should not mail Form 3911 if you’ve already requested a trace by phone. And the IRS said you should not request a payment trace to determine if you wereor to .
There’s more than one way the IRS could process your payment trace claim
The IRS will do the following to process your claim, according to its website:
- If you didn’t cash the check, the IRS will issue a replacement. If you discover the original check among your belongings, you’re expected to return it as soon as possible.
- If you did cash the refund check, expect a claim package from the Bureau of the Fiscal Service, which will include a copy of the cashed check. Follow the included instructions. The bureau will review your claim and the signature on the canceled check before deciding whether it will issue a replacement. This is presumably to guard against .
How long will I have to wait for my stimulus check to arrive after a payment trace?
You should get a response from the IRS about six weeks after the agency receives your request for a payment trace, according to its website. But this could be delayed due to limited staffing. We’ve reached out to the IRS for more information.
For more on stimulus checks, here’sand that may help you financially.